Travel

The Benefits Of Cruising For Seniors

The Benefits Of Cruising For Seniors

As we get older, we often find that we have more time on our hands and less energy to get out and about. Cruising can offer the perfect solution – a way to see the world without having to worry about the logistics of getting from place to place.

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There are now more cruise ships catering specifically for seniors than ever before, with a wide range of activities and amenities on offer to keep passengers entertained and comfortable. Here are just a few of the reasons why cruising could be the ideal holiday choice for seniors.

Relaxing and stress-free

One of the great things about cruising is that everything is taken care of for you. Once you’ve boarded the ship, you can simply sit back, relax and enjoy the ride. All your meals, entertainment and activities are planned in advance, so there’s no need to worry about anything.

Plenty of activities on offer

Although cruising is often seen as a more relaxed holiday option, there are actually plenty of activities on offer to keep you busy. Many cruise ships have gyms, swimming pools, libraries, spas and beauty salons, as well as a wide range of talks, classes and entertainment options.

A great way to meet new people

Cruising is a great way to meet new people, as you’ll be spending a lot of time in close quarters with your fellow passengers. There are usually plenty of social events onboard, so it’s easy to strike up conversations and make new friends.

An affordable holiday option

Cruising can be a very affordable holiday option, especially if you take advantage of the many senior discounts that are available. Many cruise lines offer special rates for seniors, so it’s definitely worth shopping around.

A chance to see the world

One of the best things about cruising is that it gives you the opportunity to see multiple destinations in one trip. If you’ve always wanted to travel but haven’t had the time or energy to do so, a cruise could be the perfect solution.

Whether you’re looking for a relaxed holiday or an action-packed adventure, cruising could be the perfect option for seniors. With so many benefits on offer, it’s no wonder that cruising is one of the most popular holiday choices for seniors.

Apple

The Ease Of Use Of Apple Pay At Filibertos

The Ease Of Use Of Apple Pay At Filibertos

I don’t even have to get my wallet out of my purse, much less fumble for my card. I simply hold my iPhone near the card reader and I’m done. The whole experience is so much quicker and easier than using a physical credit or debit card.

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I love that Filibertos offers Apple Pay because it makes my life so much easier. I don’t have to worry about losing my card or having it stolen, and I don’t have to worry about entering my card number and expiry date every time I want to make a purchase.

If you’re not using Apple Pay at Filibertos, you’re missing out on a great experience. I highly recommend it!

I don’t have to fumble for my wallet and I don’t have to worry about whether or not my card will work.

I’ve been using Apple Pay at a lot of different places and Filibertos is one of my favorites. I love Mexican food, and Filibertos is one of the best Mexican food places around. The food is delicious and the service is great.

And now that Filibertos accepts Apple Pay, it’s even easier to pay for my food. I don’t have to fumble for my wallet and I don’t have to worry about whether or not my card will work. I just tap my iPhone and I’m done.

If you haven’t tried using Apple Pay at Filibertos, you should definitely give it a try. It’s fast, easy, and convenient.

The whole process is so much faster than using a credit or debit card. I don’t even have to take my phone out of my pocket, I just hold it near the card reader and it works.

I’ve been using Apple Pay at Filibertos for a few weeks now and I love it. It’s so convenient and fast. I don’t even have to take my phone out of my pocket, I just hold it near the card reader and it works.

I highly recommend using Apple Pay at Filibertos. It’s so much easier than using a credit or debit card.

Personal Skills

How To Avoid Asking Bad Questions In An Interview

How To Avoid Asking Bad Questions In An Interview

You’re in the middle of a great job interview. You’ve aced the small talk, and you’re nailing the questions the interviewer is asking you. But then, you get to the end of the interview, and the interviewer asks if you have any questions. And all of a sudden, your mind goes blank.

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Or, even worse, you start asking questions that are so bad, they sabotage all the progress you’ve made up until this point.

Asking questions is an important part of any interview – it shows that you’re engaged and interested in the role. But, if you want to make a good impression, you need to make sure you’re asking the right questions. Here are a few tips on how to avoid asking bad questions in an interview.

Don’t ask questions that can be easily found on the company website

If the answer to your question is readily available on the company website, it’s probably not worth asking. Not only does it make you look like you haven’t done your research, but it also wastes everyone’s time.

Don’t ask about salary, vacation days, or benefits

These are all important things to know about a potential job, but they’re not appropriate to ask about in an interview. These topics are usually better suited for the offer stage, after you’ve been extended a job offer. Asking about them too early on gives the impression that you’re more interested in the perks of the job than the actual job itself.

Don’t ask “gotcha” questions

A “gotcha” question is a question that’s designed to trip up the person you’re asking it to. For example, you might ask a question about a controversial topic that’s not relevant to the job you’re interviewing for, in an attempt to see how the interviewer reacts. These types of questions are a waste of everyone’s time, and they’re not likely to endear you to the interviewer.

Don’t ask questions that are too personal

Some questions – like whether the company is planning on going public or who the company’s biggest competitor is – are perfectly fine to ask in an interview. But other questions – like whether the interviewer is happy with their job or how long they’ve been with the company – are too personal and should be avoided.

Don’t ask questions that are irrelevant to the job

When you’re preparing for an interview, it’s important to do your research on the company and the role you’re applying for. This will help you ask more relevant, targeted questions. Asking questions that are completely unrelated to the job shows that you haven’t done your research, and it’s not likely to make a good impression.

Don’t ask questions that have already been answered

If you’ve been paying attention during the interview, you should already have a good understanding of the job and the company. Asking questions that have already been answered – either by the interviewer or in the job description – makes it seem like you weren’t paying attention, and it’s not likely to impress the interviewer.

Don’t ask questions that are too general

Questions like “What does your company do?” or “What are your company values?” – are too general, and they’re not likely to elicit a helpful response. If you want to ask about the company, make sure you’re asking specific questions that will give you a better understanding of what it’s like to work there.

Don’t ask questions that are too difficult to answer

Asking the interviewer to predict the future - “Where do you see the company in five years?” – or to give you a specific number - “How many customers does your company have?” – is likely to result in an evasive answer. If you want to get useful information from your questions, make sure you’re asking questions that are easy to answer.

Taxes

What To Do If You Haven’t Received Your Tax Refund

What To Do If You Haven't Received Your Tax Refund
Gemma / January 24, 2023

It can be really frustrating when you’re expecting a tax refund and it doesn’t arrive. There are a few things you can do to try and track it down.

First, check the status of your refund on the IRS website. You’ll need to enter your Social Security number, filing status, and the exact amount of your refund.

If the website says your refund has been sent, but you haven’t received it, it’s possible that it was sent to the wrong bank account. If you have your tax return direct deposited, check with your bank to see if the deposit was made.

If you think your refund was sent to the wrong account, you’ll need to fill out and mail in a Form 3911, Taxpayer Statement Regarding Refund.

If you haven’t received your refund and the IRS website says it was sent more than four weeks ago, you can give them a call at 1-800-829-1040. You’ll need to have your Social Security number, filing status, and the exact amount of your refund handy when you call.

The IRS also has an online tool called “Where’s My Refund?” that you can use to check on the status of your refund.

If you are expecting a tax refund and haven’t received it, there are a few things you can do.

First, check the status of your refund on the IRS website. You will need to provide your Social Security number, filing status, and the exact amount of your refund.

If the website says your refund has been sent, but you haven’t received it, it is possible that it was sent to the wrong account. If you have moved recently, the IRS may have sent your refund to your old address. You can update your address with the IRS online, by phone, or by mail.

If the website says your refund has been processed, but you still haven’t received it, it is possible that your bank has not yet deposited the refund into your account. You should contact your bank to ask about the status of the refund.

If you have not received your refund and it has been more than 21 days since the IRS processed your return, you can contact the IRS to ask about the status of your refund. You can reach the IRS by phone at 1-800-829-1040.

Business

Why local business listings are important for your business

Gemma / August 26, 2022

As a small business owner, you may be wondering why local business listings are so important. After all, you’re already on social media, you have a website, and you’ve been in business for years. So what’s the big deal about local business listings?

The answer is simple: local business listings are one of the most effective ways to reach new customers. And when it comes to marketing your business, reach is everything.

Think about it this way: when was the last time you went to the yellow pages to find a local business? If you’re like most people, it’s been a while. In fact, according to a recent study, yellow pages usage has declined by nearly 60% over the past decade.

So if people are no longer using the yellow pages, where are they looking for local businesses? The answer is online – specifically, on search engines like Google, Yahoo, and Bing.

In fact, 97% of consumers use the internet to find local businesses. And of those, 93% say they never go past the first page of results. That means if your business isn’t on the first page of a search engine results page (SERP), you’re missing out on a huge opportunity to reach new customers.

Local business listings are important for your business because they help you get found online. But that’s not all – they also help you build credibility, boost your SEO, and generate leads. Here’s a closer look at each of these benefits:

Build Credibility: When you list your business on online directories, you’re essentially giving your business a stamp of approval. That’s because consumers trust directories like Google My Business, Yelp,  MapQuest and Canalys navigation. In fact, nearly 80% of consumers say they trust online reviews as much as personal recommendations.

Boost Your SEO: Local business listings are also a great way to boost your SEO. That’s because when you list your business on directories, you’re creating what’s known as “citations.” Citations are essentially mentions of your business name, address, and phone number (NAP) on the web. And the more citations you have, the higher you’ll rank on search engine results pages.

Generate Leads: Finally, local business listings can help you generate leads. That’s because when consumers see your listing, they’ll have the opportunity to visit your website, call your business, or get directions to your location – all of which are potential leads.

As you can see, there are a lot of good reasons to list your business on online directories. So if you haven’t created listings for your business yet, now is the time to do it. And if you need help, we’re here to assist you.

Get started today with our free local business listing service. We’ll help you create listings on the most popular directories, so you can start reaching new customers and growing your business.

Miscellaneous

How to clean your house with sage

I haven’t yet applied this because I generally do it but it is very nice to be reminded about how quickly our work can be done. Unfortunately I don’t seem to have gotten the message through to my family yet so I often come out and have to tidy up after them. One trick I learnt from my Mum was to wipe the shower or bath down every time YOU use it. Even if hubby or kids come after it will have been wiped down at least once a day and so you will have to use much less in the way of muscle power or chemicals. It doesn’t matter what you use to wipe it with – wash cloth, towel or squeegee – anything does the trick which is to stop the build up that eats into the surfaces.

This is a great post! I was re-organizing and cleaning an area in my kitchen yesterday and came across a magazine article I had saved that had this type of info in it. It was a great reminder. Seeing this again this morning means I really need to work on being better about this.

Here’s the motto at our house:

  • If not I, who? If not now, when?
  • Not that is always followed, mind you! But at least it gets you thinking as you walk past the basket of unfolded laundry.
  • If I would remove my husband’s shirts from the dryer promptly – I wouldn’t have the chore of ironing them!

But I often find that I’m changing a diaper or chasing after a toddler when I hear the dryer buzzing – and then when I’m done with the diaper or the chase I have forgotten all about the dryer. And so the clothes sit in the dryer and wrinkle and I have lots of ironing to do.

I do my 15 minute clean up as soon as I get in the door from work. I call it my “daily sweep” on my docket. (both your ideas!) It is pretty amazing how much I can get done in only 15 minutes and how much more I enjoy the rest of the day with those things done first.

I was just thinking about this this morning! And every other morning, when I wake up to dirty dishes in the sink. Maybe it’s a sign …

I was going to leave a comment…. but first I need to go wipe down the peanut butter on my counter top!

I try to do this daily sweep everynight before bed so the house is clean when I get up the next morning – before getting trashed again by th4e hubby, 4 year old and dirty, shedding dog!

Miscellaneous

The Prediction of Fashion Trend 2020

If you are searching across the Google headline Fashion Trend in 2020, you will see some predictions from the popular designer there. In this article, we just take a look at three of them. Maybe it will help you look more stylish and fashionable in this new year.

Evergreen Peplum-Style Tops

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This old fashion style will never make you too old to wear it. It is the ultimate fashion style for a long time. According to history, women in Greece has been wearing a peplum dress since the 1800’s. This specific Greek garment is called a ”Peplos” and it’s basically a rectangular piece of fabric that has been tied and folded around the body to create an effect of layering around the waist area.

The Oldis Puffed Sleeves are Back

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Marc Jacobs’ recent fashion show titled, “Philosophy di Lorenzo Serafini and Cecilie Bahnsen” romantic takes on the Renaissance-inspired sleeve at New York, Milan and Copenhagen spring/summer 2020 fashion weeks. (Vogue Australia). Inspired by Dior’s mega-sunglasses, Balenciaga’s supersized coats and over-the-top, designers, editors and influencers alike haven’t looked back. Maggie Hewitt, founder of Maggie Marilyn said, “There is a romanticism about a puff sleeve, and for me, it also invokes a sense of strength.”  Even bridalwear is getting in on the act, the CFDA/Vogue Fashion Fund finalist Danielle Frankel, also add this Renaissance style to the wedding dress he designed.

The Trends Back in 1970

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If you still have a grandmother or grandfather who lives until now, chances are he will smile seeing the fashion trends this year. In fact, you may be able to wear clothes [if there are still stored} because you will look stylish. Wide-leg pants, midi and maxi skirts, bell-bottoms, lovely denim, and suede jackets are characteristics of 70’s fashion.

So, which one will you try this year? or do you want to try all the trends this 2020?