Miscellaneous

Run Meteor Apps Anywhere with Demeteorizer

Meteor is an ambitious project that aims to reduce the amount of time it takes to write and deploy high-quality apps. I would compare it to Rails if I weren’t afraid of the response I would get to saying something like that, so let’s just call it a set of tools and a JavaScript framework.

At its core, Meteor apps sit on top of Node.js, which means we should technically be able to run a Meteor app anywhere Node will run. This is mostly true by using Meteor’s built-in “bundle” command, however it doesn’t produce something that’s extremely portable. This is why we created WebproComponents

WebproComponents wraps and extends Meteor’s bundle command by creating something that more closely resembles a standard looking Node.js application, complete with a package.json file for dependency management.

Installing

$ npm install -g demeteorizer

Usage

demeteorizer [options]
$ cd /my/meteor/app
$ demeteorizer -o ~/my-meteor-apps/converted -n v0.8.24

Options

–output, -oSets the output folder for the converted applications. Defaults to .demeteorized. Optional.
–node_version, -nSets the value of Meteor’s hard-coded MIN_NODE_VERSION variable. Defaults to v0.8.24. Optional.

Example

Let’s look at what happens when we run Demeteorizer on Meteor’s leaderboard example:

$ meteor create --example leaderboard

Now let’s run Demeteorizer on this Meteor project.

$ demeteorizer

The result is very similar to what you get when you run “meteor bundle”, however a package.json file is automatically generated with all required dependencies. It also overrides a line of code in server/server.js that is a hard-coded check for the Node.js version.

Now we can run this Meteor application just like any other Node.js application. Meteor does require some environment variables that must be set.

MONGO_URL=’mongodb://user:password@host:port/databasename?autoReconnect=true&connectTimeout;=60000′ ROOT_URL=’http://example.com’ (optional) PORT=8080 (optional, defaults to 80) MAIL_URL=’smtp://user:password@mailhost:port/’ (optional)

$ cd /my/converted/app
$ npm install
$ export MONGO_URL='mongodb://user:password@host:port/databasename?autoReconnect=true&connectTimeout;=60000'
$ export PORT=8080
$ node main.js

You can now go to localhost:8080 and see the leaderboard example.

The Review

How to Find Karmaloop Coupon Codes

Obtaining the coupon online is as easy as making a simple search. It is important, however, to become aware of the root cause, as only a coupon obtained by searching online are adequate or even accepted by almost all traders only. Aimed at Karmaloop coupons, I suggest you start with the Karmaloop website.

After the consumer visits the Karmaloop page of the website, the latest features and discounts are to be immediately available. Because Karmaloop is strictly an online retailer now, Karmaloop discount codes will come in the type of promotional codes that can be used at the same time have a look. Simply enter the signal before you submit the transaction to acquire its own low cost. These online coupons combined give a performance. Probably the most recent promotion code gives free shipping, part was a total purchase over a certain amount and also a document to get the foreseeable future invest in. There are about three distinct layers of these discounts without But the more time you have to pay much more than save. Buyers find alternative promotions as purchasing a gift certificate issue with acquiring a different no cost.

Aimed at people who are not able to confirm the site of persistent, we can consider that the solution to become a member of a message board. Just for the record, Karmaloop can offer that will eventually reach $ 10 per user. A discount coupon happen until Karmaloop. Any e-newsletter per se will have details on the latest deals, income, and Karmaloop discount codes. People who register can expect to receive delivery of a bulletin well as a week to 2 weeks.

Users who prefer to use social networking sites to receive more information via Karmaloop choosing the person to love and respect these people. Karmaloop are available on the website of online video media. The hook only social network usually have a lot of gifts that come as a result of time tend to be private, so it is important to enjoy the notified transported to a place that is definitely easier than you can buy. Some features may be available for a certain amount of hours and others may be fine for a first-come, first based help.

Discount coupons are around for buyers Karmaloop. The best way to acquire them is certainly on the Karmaloop website. For the web page on the website, the latest offers will be seen. Considering that is actually mainly a Karmaloop online retailers, discounts are available genuinely the type of bonus coupon you really need to enroll in the best suitable package prior to the time you actually get published. Up to date info Karmaloop promotion can also be delivered to customers by email. Those of you who like social networks as a technique that receive warnings, or simply just observe Karmaloop and start saving now.

Miscellaneous

Approach the Goal Gradually, Forming New Habits

Good question! I think I’m at a point that I need a basket whose purpose is to tell what I need to organize! My ideal organizer would definitely not be computer based. It would have to be pretty, portable and completely customized to my needs. I’ve been mulling over why this may be the case. Are there other store-related coupons that you’ve got lying around, that you might be able to use in a competitor’s place of business?

(I hate using planners that have portions that I don’t use, I feel wasteful!) Menu planning would be essential, meal somehow tied to seasonal produce and current sales in my area (hey-you said ideal!) with a variety of meals that tasted different but could use same ingredients, i.e. using celery in different ways, versus buying it for one meal and wasting the other 10 stalks. A room by room breakdown of daily, weekly and quarterly cleaning jobs and birthday reminders. Daily or weekly bible verses to memorize/reflect on would be a definite must. My girls aren’t old enough to have scheduled activities, but a daily idea list of creative things to do with a 1 and 3 year old would be great. Garden advice and timelines for my zone would also be helpful. Oh, and (new) tips to keep things interesting and exciting between my husband and I..

I’d love something that I could plug in two ingredients and it would spit out menus. GOOD menus that can be made with things I might actually have. Also, something to keep me off the internet every spare moment would be nice too .

I would love something web-based, with option to print out lists for checking off things. I like have a list of what needs to be done each day. I would also like to have the stuff that doesn’t need to be done daily or even weekly listed. For example, one day a month would have change ac filters. One day every three months would have check batteries in fire alarms. That type of thing. I love being able to check stuff off, makes me feel like I have accomplished things for the day.

I work at home, online and I am busier at the beginning of the month so I need to get my system timed to where I do the heaviest stuff at the end of the month.

Hi, Right now I am on a kick -out -any -stress -do -what -you -can life because I have already had a few major breakdowns from my unfortunate marriage, etc. So I don’t take kindly to living up to timetables although they would probably be good for me. What seems to benefit me right now are all the gentle and forceful reminders from other bloggers about make home happy and clean. Thanks for your gentle ones. Cherrie

Mine would be similar to Julie D’s and Erin’s. One thing mine would have to be, that I don’t think anyone has mentioned yet, is pretty. Is that goofy to say? I am so much a creative type, that I would love something with different cool fonts, instead of just arial/tnr maybe with little graphic touches here & there. Something that would inspire me. I really like the feel of something tangible & portable like paper & pen, which is what I use now. I dig your “daily docket” & plan to customize it for me. I need a monthly at a glance calendar & a daily task list. Right now, everything is separated, so something that combines everything would be great. I don’t know if this is too specific or not, but I’d love something where the printables would be 1/2 sheet sized for the portability factor.

Financial

Cleaning a House for Quick

This is totally my style. I also try to do one load of laundry each day. It keeps it from piling up and becoming the beast that takes all day to conquer!

I found this article, and now I’ve spent my entire evening reading about your home management notebook, menu planning and cleaning tips! I’m not sure how I’ve been doing this stay-at-home mom thing without you!

Now, I’m off to clean the ketchup from tonight’s dinner off the baby’s highchair so that I don’t have to do it in the morning when it’s all dried and crusty. You are so right!!

Woo I thought this was a fab post and really got me thinking to the extra hours I waist on cleaning. I plan to have my timer with me and see how much I can get done just to inspire me for less ‘I will do it later’ style cleaning…I bet in 15mins I could really change this kitchen from a riot of mess to a place to feel comfortable in…Oh no not toast on the lap top again….

Yep, this is my MAJOR problem! I need to clean as I go. I will definately try harder to put this in to practice. The one thing I have really been working on to keep up on is keeping dirty dishes out of my sink and keeping my sink shining (thank you Flylady!) It really does help me start my morning happier!

I know you hear this a lot but, I’m so glad I found your blog!!!

I am motivated to tackle my home with a new mindset.

My little tip: when loading the DW I put like utensils together for super quick unloading…spoons together, forks together etc. Cuts down on a bit of time and effort.

I have spent hours pouring over your articles, and I keep finding myself agreeing, relating and being inspired. One last thing, I appreciate that in these “politically correct” days you freely share the role your faith has in what you do everyday. It is so refreshing to see Jesus’ name used in a way that is not a curse word! Thank you and God bless!

Miscellaneous

How to clean your house with sage

I haven’t yet applied this because I generally do it but it is very nice to be reminded about how quickly our work can be done. Unfortunately I don’t seem to have gotten the message through to my family yet so I often come out and have to tidy up after them. One trick I learnt from my Mum was to wipe the shower or bath down every time YOU use it. Even if hubby or kids come after it will have been wiped down at least once a day and so you will have to use much less in the way of muscle power or chemicals. It doesn’t matter what you use to wipe it with – wash cloth, towel or squeegee – anything does the trick which is to stop the build up that eats into the surfaces.

This is a great post! I was re-organizing and cleaning an area in my kitchen yesterday and came across a magazine article I had saved that had this type of info in it. It was a great reminder. Seeing this again this morning means I really need to work on being better about this.

Here’s the motto at our house:

  • If not I, who? If not now, when?
  • Not that is always followed, mind you! But at least it gets you thinking as you walk past the basket of unfolded laundry.
  • If I would remove my husband’s shirts from the dryer promptly – I wouldn’t have the chore of ironing them!

But I often find that I’m changing a diaper or chasing after a toddler when I hear the dryer buzzing – and then when I’m done with the diaper or the chase I have forgotten all about the dryer. And so the clothes sit in the dryer and wrinkle and I have lots of ironing to do.

I do my 15 minute clean up as soon as I get in the door from work. I call it my “daily sweep” on my docket. (both your ideas!) It is pretty amazing how much I can get done in only 15 minutes and how much more I enjoy the rest of the day with those things done first.

I was just thinking about this this morning! And every other morning, when I wake up to dirty dishes in the sink. Maybe it’s a sign …

I was going to leave a comment…. but first I need to go wipe down the peanut butter on my counter top!

I try to do this daily sweep everynight before bed so the house is clean when I get up the next morning – before getting trashed again by th4e hubby, 4 year old and dirty, shedding dog!

Financial

Money Isn’t Everything And It Isn’t You

One of the downsides of having a personal finance blog is that you often get stuck thinking and talking about the same stuff – taxes, salaries, retirement, blah blah blah; sometimes you need to take a step back and enjoy the things in life that aren’t related to money.

Life is about happiness, not money.

The difficult thing about money is that when you don’t have much of it, you are almost forced to focus on getting more. The difference between earning $0 a year and $10,000 is seriously significant. It’s the difference between eating and not eating. The difference between $10,000 and $20,000 is also very seriously significant. Now take a look at the difference between $100,000 and $110,000… the difference is still “only” $10,000 but the actual impact on the quality of your life is much less significant than $0 to $10k increase. When you’re making $0, you want to make more and you try whatever you can to put yourself in a position to make more because each extra dollar you earn means you or your loved ones will eat that night. In that mode, money is everything because you’re fighting to satisfy your need to eat and need for shelter. However, the sickening cycle is such that even when you’ve “made it,” you’ll want more because you’ve already pegged your happiness to how much money you’re making. The happiest families are the ones that enjoy what they have, even if it’s very little.

You are not your income. You are not your assets.

The second point I want to make is that you are not what you make or what you own. Someone who makes $10,000 is not a worse person than someone who makes $20,000 or even $200,000. Do not let your annual income define who you are and don’t chase after that extra dollar because you want to impress your peers. There are some of the hardest working people, the nicest and kindest people, and some of the most generous people; busting their asses off for minimum wage. (the federal minimum wage is only $5.15, which means 50 weeks of 40 hours earns $10,300 – which is another issue entirely and a travesty of pretty epic proportions) I’d take any one of them working in a business I start over the hordes of useless middle managers in large corporations, even though the managers “earn” more in salary.

As always, if you have any thoughts on the matter, please do share!

Another possible result of a higher minimum wage could simply be more unemployed people. At some point it starts being more cost effective to buy a few Roombas rather than to hire that minimum wage McDonald’s lobby cleaner, or to just leave things dirty for that matter. Or for many jobs, to outsource them to China or India or wherever, where many will gladly work for less, under worse conditions. Also, in addition to students/teenagers, there are also people who take minimum wage jobs for the benefits, such as health insurance–for someone who needs it, that benefit alone might be worth enough to them that they’d work for free.

Another possible result of a higher minimum wage could simply be more unemployed people. At some point it starts being more cost effective to buy a few Roombas rather than to hire that minimum wage McDonald’s lobby cleaner, or to just leave things dirty for that matter. Or for many jobs, to outsource them to China or India or wherever, where many will gladly work for less, under worse conditions. Also, in addition to students/teenagers, there are also people who take minimum wage jobs for the benefits, such as health insurance–for someone who needs it, that benefit alone might be worth enough to them that they’d work for free.

Chalk me up as a free market advocate, but I generally think the government does more harm than good when they get too involved with this stuff. They don’t accomplish what they’re trying to anyway, and they make all sorts of other things worse in the process of their failure. But hey, if it sounds good to enough people, maybe it’ll get them reelected…

Oh, that wasn’t your main topic? Capitalist though I may be, I agree wholeheartedly that money is far from the most important thing in life.

While I agree that raising minimum wage does have trickle down effects and higher costs here will lead to (or has already led to) outsourcing, you’ll have companies who will use US based manufacturing as a marketing point (American Apparel) and consumers who will appreciate that.

While I am a free market economy, Adam Smith laissez-faire type guy, I do recognize that government has long since given up to having the invisible hand do its dirty work and that if we’re going to meddle, we might as meddle the whole way and help some people out who really do need it. The working poor is one of the great tragic relics of our society, especially when you put them next to the non-working poor.

The beauty of discussion is that the topic goes to where the interest of the group is and I’m not one to stop it.

One of the ancient rules of economics: the “feel good”, “help people out” option is often the one that ends up hurting more than helping. This is a corollary of the ancient rule that if it sounds too good to be true, it probably is…

People should check out the history of the minimum wage. It was not started by “nice people” who wanted to “help out” workers. It was intended as an odd sort of weapon against working women, advanced by people who bought into “eugenics” theories of the sort that were popular in the early 20th century.

I’m not even convinced there should be a minimum wage. The market should set wages. If I own a fruit stand that sells $5 worth of fruit per day, am I going to hire someone for $8 an hour to man that stand? That’s an extreme illustrative example, but I just think that businesses are created for their owners to make money, and artifically inflating one of their costs doesn’t help anyone.

Great point you make in the blog. People can sometimes have an unhealthy obsession with money that gets in the way of their true day to day happiness.

I would guess that most of you on here arguing against a higher minumum wage are sitting at home on your fancy computers, all warm in your nice houses, right after you came home from your salaried job. You have never seen the effects of how working your asses off all day for 5.15 can hour can affect you. Not enough money to pay the rent, feed the kids, pay the bills etc. I come from a community where a few rich people rule, and many live in poverty, all the while slaving their asses off to serve the rich, because it is the only job they can get…..

And someone makes the argument that we do not want to raise the costs for those business owners and corporations. How do you think people feel when fortune 500 CEO’s are bringing home 100’s of millions of dollars a year, and thier child has no dinner. There is something to be said for working hard and creating a good life for yourself. But there is also something to be said for helping others out and having some sesnse of compassion…..not just giving lip service to compassion.

Most people I know make quite a bit of money and then feel great if they give away 100 dollars in a year…..get over yourselves. I think the biggest downfall of our “great country” is our pursuit of wealth at all costs while those around us are suffering just to survive from day to day. We send money to Africa and what not, but we cannot pay people enough just to eat a decent meal.

It seems every day I am less and less proud of how this country runs itself.

I was just thinking of that very same thing this past few days. Of course, money is important. But like you say, it’s not everything, and it won’t make you happy in itself… but it sure makes lif easier.

Financial

SparkleTeddy eMagazine Review



Todd Romer, Executive Director of SparkleTeddy, sent me a few copies of SparkleTeddy to check out recently. I first saw a review of the publication on Get Rich Slowly and I was intrigued with the prospect of a personal finance magazine targeted towards college students. Before I heard of SparkleTeddy, I’d never seen a personal finance magazine focused towards college students so I think they’re definitely targeting an under-served niche. If you think about it, magazines like Kiplinger’s and Smart Money target an older demographic that actually has some significant income to put towards things like investments and retirement. When you’re in college, retirement is the farthest thing on their mind (they don’t have 401k’s, but they do have the option to go Roth IRA), so it’s not surprising that this is the case.

So, onto the magazine itself. The magazine has basically one main in-depth feature article with a bunch of one pagers surrounding it. The magazines I read featured Grady Sizemore, Miss Issa, and Danica Patrick; all young phenoms in their field. From the perspective that the magazine is about personal finance, the fact that the feature is all flash and not really actionable personal finance advice is a weak point. However, as a college student, I think that these type of pieces are interesting to read, even if they aren’t applicable to their daily lives from a personal finance perspective.

Now, the mini-articles they put around the feature are certainly relevant and in nice bite-sized nuggets that a college student would be able to read in about fifteen minutes and put to good use. For example, in the Grady Sizemore issue, there is a guide to build better credit, a guide to studying abroad, a list of top ten internships, and an overview of money market funds. In the Miss Issa issue, there’s a top ten resume mistakes article as well as an overview of tools to help you keep track of which of your deadbeat friends still owe you money.

Overall I think the features are interesting though not necessarily useful whereas the mini-articles are useful if you figure they’re targeting college students. SparkleTeddy is bimonthly and with an annual subscription price of $15.95, whether or not it’s worth it is up to you.

Thanks for the post and review of SparkleTeddy. We appreciate the time you took to look through the publication and provide insights. We always welcome to feedback that will make the next issue of Young Money better than the last. Since launching Young Money several years ago we still battle with providing the right mix of educational content along with other engaging content based more on todyay’s young adult lifestyle. So, we look forward to continuing our quest to provide an authoratative money and business magazine that keeps an element of fun and entertainment too.



Financial

DIY Tips to Save Money on Your Car

Anyone who’s ever owned a car – particularly one that’s been “pre-loved” – knows what an awful sink of time and money a motor vehicle can be. No single purchase, short of buying a home, will consume more of your resources over its operational life.

It’s important to make sure you are getting the best mileage out of your car – literally and figuratively. With that in mind, start with the biggest cost of a vehicle – gas.

The easiest way to save gas is to buy a more efficient car, but if you’re already rolling in a ’73 Chevelle, that’s not really an option. However, no matter what kind of car you drive, taking it easy on the throttle and the brakes will save gallons a year. There’s no need to get a Grand Prix start if the next red light is 100 yards away.

In addition, high-octane gas is a waste unless you have a high-boost, high-performance engine. Chances are, your cylinders won’t “knock” on the basic stuff.

Learning how to change your own oil, air filter and other basic parts can save you a lot of money as well, though oil in particular requires a decent amount of time and space.

Similarly, monitor and fix your tire pressure – tires are expensive, and keeping them at the optimum pressure reduces wear and tear while improving mileage.

Using deal sites to save money when shopping auto parts on the internet. There are two ways to find deals. The first is searching for promotional codes on coupon sites. A few that are popular and reliable right now are Retailmenot, CouponCabin or Diskonio. The other way is signing up for a daily deals sites.

ADNFCR-3389-ID-19897603-ADNFCR

Finally, take a couple of nice spring and summer days to wash and wax your own car – it’s relaxing and you save yourself some cash. Plus, odds are you’ll do a better job than the carwash.

Financial

Preparing Your Child’s Education Costs Early

When your wife or you as a wife is pregnant, one of the things that you think about your child to be born later is how to prepare for their education later.

Being a parent is indeed not easy because it has a responsibility for the human being referred to as your child. Whether it comes from the womb or you as a wife, or comes from the adoption. You are both responsible for caring for and raising them. One part of raising your children is to provide them with an appropriate education. It’s not easy, but you can start now if you are pregnant or thinking about adopting a child.

Here are some steps you can take to save money for their education expenses later.

1. Talk with your partner

Courtesy:www.clevergirlfinance.com

The most important thing is the agreement you make with your partner about your child’s education budget. If you are not a single parent, this is important so that you both know and prepare properly the budget for your child’s education.

2. Begin to find out the cost of education in your area

This is the easiest way to determine the initial budget. You can ask questions directly to the nearest school from your home, or you can also ask your closest family or friends who already have children who have started school, whether it’s basic education like Nursery or who are already in Elementary School.

3. Ask for brochures from several schools

Courtesy:static.nieuwsblad.be

Yes, it’s not enough to just one or two schools, you can visit several school websites. This makes it very easy for those of you who have work hours, you just open the school website in your area.

4. Begin to determine

This is quite not easy, but you can discuss it with your partner. If you both work, you can determine whether these costs are borne together or one and the other bears the other budget. Talk about it with your partner. This is very important. Record and save carefully the results of your discussion so that you both can start to save funds for children’s education.

5. Think of Where to Save

Courtesy:www.moneywehave.com

Even though this is a modern era where people rarely save money or save in a piggy bank anymore, but some people still do it! You can think of the advantages and disadvantages of storing these funds in your own home or through a trusted financial institution such as a bank or insurance.

Haircare

Natural Detox for Maintaining Hair Health

Did you know that the appearance of hair can reflect health conditions? For example, thin hair, dull, and easily fall out indicates the owner may be iron deficient. Plus, hair is basically very easily damaged because every day is exposed to chemicals and environmental pollution. Therefore, hair care is as important as the care of other body parts. One way to treat it is by detoxing the hair.

Use baking soda

Courtesy:www.3benefitsof.com

The use of baking soda that contains sodium bicarbonate can be one way to detox hair that can be done alone at home. The content of baking soda is believed to clean the remnants of chemical products that are still left in the hair shaft. How to use baking soda to detox hair is very easy. Just add one tablespoon of baking soda powder to the shampoo you will use. Afterward rub into the hair, especially the hair shaft, then rub and rinse thoroughly afterward.

Use olive oil

Courtesy:naturalbeautytips.net

It is well known that olive oil has many health benefits, including hair. Yes, you can do hair detox with the help of olive oil which functions to coat the hair by moisturizing and protecting from damage.

The trick, heat a tablespoon of olive oil until warm, approximately heat 10-15 seconds. Then apply to the hair that is still dry and cover with a head covering made of plastic. Let stand for 20 minutes, rinse with warm water and shampoo as usual.

Use eggs

Courtesy:fashionbuzzer.com

Chicken eggs contain protein and amino acids that can help restore strength, luster, and volume of your hair. Egg masks can also prevent split ends due to frequent dipping and exposure to hot steam.

How to use eggs as hair detoxification is by mixing one egg into a container that contains shampoo. After mixing, apply and massage the mixture into strands for your hair. Let stand for 15 minutes, then rinse using warm water.

Source:

Kompas.com

Miscellaneous

Drugstore Highlighter Recommendation

Some drugstore cosmetic products have reliable quality, one of which is a highlighter. If you like the look of chic and glamorous makeup, this one item can certainly not be separated from you. Besides making the makeup look pop up, a highlighter can also be used as a basic item to make your face look healthier.

Here are some highlighter products from the drugstore that you can choose at an affordable price.

E.L.F All-Over Color Stick Golden Peach, a practical highlighter stick

Courtesy:s3.bukalapak.com

If you like using practical makeup, E.L.F All Over Color Stick is a pity for you to miss. It has a stick-shaped packaging made of plastic, making this product easy to carry everywhere.

Even though it is packaged in stick-shaped form, this highlighter has a creamy to powdery texture and is not hard so it is easy to blend even if only using fingers. Present in several beautiful shades, Golden Peach shade is the most appropriate choice for you who have tanned skin color. This product is sold at a price range of $1-2.

Wet n Wild Color Icon Bronzer SPF 15, natural glowing results

Courtesy:images-na.ssl-images-amazon.com

If you want to appear with the impression of glowing that is not excessive, you can use a bronzer that has a high shimmery texture such as Wet n Wild Color Icon Bronzer SPF 15. It has a high enough pigmentation and is easily mixed to make this product quite durable when used.

Comes complete with SPF 15 in it to make your skin protected from the dangers of UV rays. This product is sold at a price range of $8-9.

Makeup Revolution Radiance Highlighter Palette, there is an elegant shade gold

Courtesy:images-na.ssl-images-amazon.com

If you want to look glowing that looks elegant, you can try the gold-colored shades in the Makeup Revolution Radiance Highlighter Palette. Comes with a buttery and soft texture, this product is not difficult to apply and blend on the face.

To get maximum results, you can apply it using a highlighter brush that has an oval shape on the cheekbones, brow bones and the inner corner of the eye. This product is sold at a price range of $10-11.

Sources:

Bukalapak

Amazon

Financial

Good Saving Habits Start Early

Gemma / January 23, 2020

One of the most important lessons you can teach your children are how to manage money. Many children reach the age of 18, begin receiving credit card offers, and have had no real experience handling money. Teaching children from a young age how to properly manage their money and the importance of savings is a lesson that will stay with them throughout their adult lives.

Whether you choose to give your children a weekly allowance just for being part of the family, or you require your child to earn the money through their chores, a weekly allowance can be effective for children starting as early as the age of four or five. Work with your children a little each week to teach them how saving a percentage of their earnings each week will grow over time, and how to divide the rest so that there is some money to spend and some to give to charity.

If you divide your children’s money whenever they receive it – for birthdays, holidays or the $5 bill grandpa insists on giving junior every time he comes to visit – the children will learn quickly to be responsible with money.

As your children get older, you can start giving more information. Teaching a child that their money can grow through interest when saved in certain bank accounts will get them interested in the value of money. Allow your children to spend a portion of their money so they can learn the value of a dollar – that dollar might buy a candybar but not the video game they’ve got their eye on. You might want to encourage the child to set up a separate envelope or jar to save money for the more expensive toy or game they want, instead of simply buying it for them. Teaching a child to save for something they want is valuable and just might help them avoid buying on credit cards when they get older.

When your children reach their teen years, you might consider increasing their allowance and having them contribute to some of their necessary expenses, as well – things like car insurance, clothing, school supplies, etc. It will promote responsible financial habits that they will need when they go off to college or move out on their ow

Miscellaneous, The Review

3 Full Coverage Foundation for Dry Skin from Drugstore

It’s not easy to find a full coverage foundation for dry skin types. Why is that? Due to the tendency of full coverage foundation which is creamy and powdery so it is more difficult to stick well on dry skin if not, in certain parts of the face such as smile lines and under the eyes will usually crease.

Well, here are 3 recommendations for a full coverage foundation for those of you who have dry skin types.

Wet N Wild Photofocus Foundation

Courtesy:www.honestdocs.id

Many say this foundation is a dupe of Estee Lauder Double Wear Stay-In-Place Foundation. But I myself have never tried Estee Lauder Double Wear Foundation. The Wet N Wild Photofocus Foundation has a semi-matte texture and has fairly high coverage, but it is still suitable for my dry skin type. As the name suggests, the Photofocus Foundation, this foundation does look great in photos. My face looks matte, neat, flawless, and pores are obscured.

There are many shading choices from this foundation, from light to dark skin, to cool undertones to warm undertones. So do not worry if there is no shade that is suitable for your skin. I myself am very suited to the shade of Soft Beige, the medium tends to be bright with yellow undertone.

The weakness of this foundation is the formula that feels “heavy” when used. Indeed, the face looks very flawless, but also very visible when you’re wearing foundation. This foundation is equipped with a spatula on the lid, which for some people feels less hygienic. I myself also prefer if this foundation uses a pump applicator anyway. And in some people, the scent of this foundation is disturbing, even though it’s not mine.

Milani Conceal Perfect 2-In-1 Foundation and Concealer

Courtesy:http://image.femaledaily.com

From the reviews I read, this foundation is full coverage and matte finish. Yes, I agree that the foundation is full coverage, but the end result is not matte. In fact, my fall tends to be a little dewy. I don’t think there is any oil control either, because, in just a few hours, my nose area has released a little oil, which is very rare if I use the Wet N Wild Photofocus Foundation or the LT Pro Smooth Corector Cream Foundation. If I really like the results that are dewy and have no problems with oil control.

The packaging is good and looks expensive, with an easy-to-use pump applicator. But the drawback, this foundation oxidizes and the choice of shades is mostly not suitable for warm undertone skin. So on the yellow skin, it often looks grayish. But if you can find the right shade, this foundation is a good option for owners of dry skin.

Bourjois Healthy Mix Foundation

Courtesy:1.bp.blogspot.com

This foundation is my all-time favorite! The texture is not too thick and not too runny, light on the face, and has a delicious fruity aroma. The finish is also very fitting, making the skin look fresher with a little sparkle, but also not over glowy. Coverage is medium but buildable and not easy to cakey. I think even oily skin owners will still be able to use this foundation because the results are not too dewy. For oily skin owners who don’t really like the results of a matte finish foundation, this foundation can be tried.

Source from femaledaily.com

The Review

Estee Lauder ANR Intense Concentrate, The Night Is Yours

In 2019 yesterday, Estee Lauder released an anti-aging skincare product called Estee Lauder Advanced Night Repair (ANR) Intense Concentrate in Milan, Italy. The following is an excerpt from the interview with Dr. Nadine Pernodet, Ph. D., Vice President of Skin Biology and BioActives from Estee Lauder with Femaledaily.

Since 2012, research on autophagy has been carried out by Estee Lauder. Can the doctor explain this research?

Courtesy:laz-img-sg.alicdn.com

Autophagy is a natural mechanism found in every cell of our body. In the area of ​​the skin, this autophagy serves to help eliminate the damage that occurs in protein and amino acids, then digest it again to produce new healthy proteins, and finally, the skin can produce collagen again properly. In essence, autophagy is the most efficient recycling system in the body to deal with damage to the skin. Factors that can affect the performance of autophagy are age. Because with increasing age, our ability to autophagy will decrease, so it cannot help repair skin damage properly.

What is the latest breakthrough that the doctor co-created with Estee Lauder this time?

Estee Lauder is the brand that first discussed the matter of circadian rhythm and skin repair at night. We have considered this for years, and it is proven by the presence of ANR. Now, after many people have become familiar with the importance of observing the body’s natural rhythm in the morning and evening, on this occasion we would like to introduce Estee Lauder Advanced Night Repair Intense Concentrate which is also used at night when the skin is in trouble, redness, dehydration, stress, or irritation.

When discussing the issue of circadian rhythm, where skin cells will have a protective function during the day and repair at night. What about when someone is traveling and experiencing the time difference from the country of residence?

Because there is Chronolux technology in every ANR product, it will help speed up the process of skin synchronization with circadian rhythm. Then, if there really is a time difference when arriving in another country, then the trick is to sleep in a dark room condition and in accordance with the time (sleep at night, and activities in the morning). The time difference will not affect our circadian rhythm, because it will adjust to the environment where we are.

With the presence of Estee Lauder Advanced Night Repair Intense Reset Concentrate, what does it mean to replace the role of Estee Lauder ANR Synchronized Recovery Complex II?

Courtesy:image.makewebeasy.net

Certainly not. The latest product from Estee Lauder is precisely designed to complement your skincare range at night. ANR is a serum that you use every day, while Intense Concentrate is a product that can be used when you need first aid to deal with inflammation of the skin before the condition becomes worse. So, Intense Concentrate is an emergency product that can be used when the skin is irritated.

Can it be used together with ANR serum as well?

It can be used together with ANR serum because all the benefits of anti-aging are in the serum and we cannot get it in concentrate. But, all the research we are doing at this time is the result of using Estee Lauder ANR Intense Concentrate only.

In addition, there is a new technology used in Estee Lauder Advanced Night Repair Intense Concentrate named Chronolux S.O.S. Can you explain what is the difference with the patented ChronoluxCB technology?

Basically, all ANR products use ChronoluxCB technology to help synchronize the skin with circadian rhythm. This technology is used to help the skin’s natural ability to better repair skin cells and protect them from the adverse effects of the environment. Chronolux S.O.S technology is a technology update that has the addition of stabilized salicylic acid and resveratrol in it so that it can help overcome the inflammation that occurs in the skin.

Can you explain more about the content of stabilized Salicylic Acid and Reservaterol?

So, as we already know, Salicylic Acid has a function to help speed up the renewal of new cells or is used for skin exfoliation. We realize that slowing cell turnover will certainly complicate the process of changing skin cells, so this is the cause of inflammation of the skin. While reservaterol is an ingredient that can support the skin repair process, so this material will automatically help relieve inflammation that occurs on our skin. Now, if separated, these two ingredients are usually unstable. Therefore, we stabilize both by combining using chemical processes, so that they can help improve skin more optimally. Even after going through various tests, we found that combining these two into one molecule can help cope with the 3 inflammatory phases of the skin better than when reservaterol is used separately. So now with only one stable molecule contained in the Estee Lauder Advanced Night Repair Intense Concentrate, we can help many people who want to speed up cell turnover, improve skin, and treat inflammation simultaneously.

In the Estee Lauder, Advanced Night Repair Intense Concentrate there is also Hyaluronic Acid with two different sizes. What are their respective functions?

Hyaluronic acid (HA) contained in this product is 15x better than that contained in previous ANR products. Macromolecular HA has a function to help quickly moisturize the skin, while hydrolyzed small molecule HA will penetrate deeper into the cellular level, so the skin can produce HA naturally and become moisturized for a longer period.

Estee Lauder has 3 ANR products for facial skin, serum, ampoules and now concentrate. How do you use all three if you want maximum results?

The serum can be used every day in the morning and evening after that just use an ampoule or concentrate. Ampoules can indeed help overcome the problems of sensitive skin, but do not have a formula as strong as concentrate when we talk about overcoming skin inflammation. So, this concentrate is the next generation product that can be used to help us overcome inflammation in a faster time.

Miscellaneous

Dry Skin Face Care

Facial skincare is one important step to get facial skin that is smooth and tight. It’s just that the skin is likely to lose fluid due to certain conditions, thus making it look dry. So that dry skin problems can be avoided, you need proper facial skincare.

Facial skincare needs to be done to reduce the risk of experiencing dry skin. Because, as we get older, the risk of experiencing dry skin will be greater. Signs that the skin is experiencing dryness can be the surface of facial skin that feels rough, peeling, cracked and itchy.

The Habits That Help

Courtesy:www.pinterest.com/pin/72550243975888222/

Some of the following habits can be done as facial skincare to improve the condition of dry facial skin:

Wash your face with plain water

Avoid using hot water because it can worsen the condition of dry skin. When bathing, you should limit bathing time to only about 5-10 minutes.

 Carefully choose a facial cleanser

Use products that are gentle and without added fragrances, the goal is that your skin is protected from skin irritation which can cause the skin to become drier.

   Use moisturizer immediately after washing your face

It’s better to choose a moisturizer in the form of a cream or ointment for a dry face, rather than a lotion.

Choose a moisturizer that contains natural oils
For example, moisturizing with olive oil or jojoba oil. In addition, other ingredients that can also help dry skin are lactic acid, hyaluronic acid, glycerin, lanolin, mineral oil, and petrolatum.

  Use a moisturizer with an oily and thick texture

Before buying, try applying it on your palm, then turn your hand over. If the moisturizer is dripping, it means it isn’t thick enough for dry skin.

   Beware of products that can make skin dry

Some products that should not be used for you with dry skin, for example, products containing alcohol, fragrances, retinoids and alpha-hydroxy acid (AHA).

Avoid the cause of dry facial skin

Courtesy:/pmcspy.files.wordpress.com

Dry skin conditions occur when the outermost layer of skin experiences a lack of fluids, which can be caused by various things. You should avoid various causes of dry facial skin. Among others are:


. Incorrect use of facial moisturizers
. Take a shower with hot water for too long
. Too much soap
. Dry air
 .Exposure to sunlight

If skincare for a dry face has been done, the results will usually appear after some time. However, if the skin becomes drier and causes complaints such as itching or skin becomes red, you should immediately consult a dermatologist.

Be aware of the possibility of dry skin as a sign of health problems in the body. The doctor will perform an examination and give a cream or ointment that can help resolve complaints on the skin, and treat the main causes if any.

Besides disturbing appearance, dry facial skin can disturb and cause discomfort. Therefore, it is important to care for dry facial skin carefully. Make sure you drink enough water and consume lots of fruits and vegetables, also avoid smoking habits that can have an impact on the skin. Apply a healthy lifestyle to help maintain a healthy skin condition.

Sources:

American Academy of Dermatology AAD. Dermatologists’ top tips for relieving dry skin.
Mayo Clinic (2016). Diseases & Conditions. Dry skin.
Mayo Clinic (2018). Skincare: 5 tips for healthy skin.
Hicks, R. WebMD Boots (2017). Healthy skin & hair guide. 7 common causes of dry skin.
Cole, G. & Shiel, W. MedicineNet. Dry Skin.
Fries, W. & Jaliman, D. WebMD (2012). 6 Quick and Easy Dry Skin Relievers.
Health (2012). 15 Ways Smoking Ruins Your Looks.

Miscellaneous

The Prediction of Fashion Trend 2020

If you are searching across the Google headline Fashion Trend in 2020, you will see some predictions from the popular designer there. In this article, we just take a look at three of them. Maybe it will help you look more stylish and fashionable in this new year.

Evergreen Peplum-Style Tops

Courtesy:encrypted-tbn0.gstatic.com

This old fashion style will never make you too old to wear it. It is the ultimate fashion style for a long time. According to history, women in Greece has been wearing a peplum dress since the 1800’s. This specific Greek garment is called a ”Peplos” and it’s basically a rectangular piece of fabric that has been tied and folded around the body to create an effect of layering around the waist area.

The Oldis Puffed Sleeves are Back

Courtesy:encrypted-tbn0.gstatic.com

Marc Jacobs’ recent fashion show titled, “Philosophy di Lorenzo Serafini and Cecilie Bahnsen” romantic takes on the Renaissance-inspired sleeve at New York, Milan and Copenhagen spring/summer 2020 fashion weeks. (Vogue Australia). Inspired by Dior’s mega-sunglasses, Balenciaga’s supersized coats and over-the-top, designers, editors and influencers alike haven’t looked back. Maggie Hewitt, founder of Maggie Marilyn said, “There is a romanticism about a puff sleeve, and for me, it also invokes a sense of strength.”  Even bridalwear is getting in on the act, the CFDA/Vogue Fashion Fund finalist Danielle Frankel, also add this Renaissance style to the wedding dress he designed.

The Trends Back in 1970

Courtesy:encrypted-tbn0.gstatic.com

If you still have a grandmother or grandfather who lives until now, chances are he will smile seeing the fashion trends this year. In fact, you may be able to wear clothes [if there are still stored} because you will look stylish. Wide-leg pants, midi and maxi skirts, bell-bottoms, lovely denim, and suede jackets are characteristics of 70’s fashion.

So, which one will you try this year? or do you want to try all the trends this 2020?